Lease Option

Welcome to Lease-to-Own Solutions

Tired of throwing away money on rent but don’t qualify for a mortgage?

Bad/No Credit, New Job, Self-employed, or

New to the Area?

Those things make it tough to get a mortgage. Don’t give up hope! We may be able to help you.

When banks say no, we say yes!

Banks are picky and might turn you down for a variety of reasons. We know that doesn’t mean you’re a bad person. We realize that sometimes things happen in life that make it hard to qualify for a mortgage. We believe in giving everyone a chance at home ownership. We’d love to find a way to get you into a house of your own.

At Lease-to-Own Solutions, we understand that the path to homeownership can sometimes feel like an uphill journey. That's why we're here to offer you a bridge to your dream home through our innovative lease-to-own program. Whether you're a first-time buyer, facing credit challenges, or simply seeking a more flexible path to homeownership, our tailored solutions are designed to empower you every step of the way.

Why Choose Lease-to-Own?

Lease-to-own offers a unique opportunity for individuals and families to transition from renting to owning without the traditional barriers. Here's why it might be the perfect solution for you:

Flexible Financing: Say goodbye to the stringent requirements of traditional mortgage lenders. With lease-to-own, we focus on your potential for homeownership, not just your credit score. We work with you to create a payment plan that fits your budget and financial goals.
Build Equity: Every payment you make goes towards building equity in your future home. This means you're not just paying rent; you're investing in your future and laying the foundation for long-term financial security.
Test Drive Your Home: Unsure if a particular neighborhood or property is the right fit for you? Lease-to-own allows you to live in the home before committing to purchase, allowing you to experience the community and ensure it aligns with your lifestyle and needs.
Path to Ownership: Our lease-to-own program is designed to empower you to become a homeowner. Throughout the lease term, we provide resources and support to help you improve your credit, save for a down payment, and ultimately secure a mortgage when you're ready to buy.

How It Works:

Find Your Dream Home: Browse our selection of available properties and find the home that's perfect for you and your family.
Agree on Terms: Once you've found the right home, we'll work together to establish lease terms that suit your needs, including monthly rent, lease duration, and purchase price.
Move In: Move into your new home and start building equity from day one. Enjoy all the benefits of homeownership without the immediate financial burden of a large down payment.
Build Equity: With each monthly payment, you're one step closer to owning your home outright. Plus, any improvements or upgrades you make can further increase the value of your investment.
Prepare for Ownership: Throughout the lease term, we'll provide guidance and resources to help you improve your credit score, save for a down payment, and prepare for the transition to traditional mortgage financing.
Exercise Your Option: When you're ready to take the next step, simply exercise your option to purchase the home at the agreed-upon price. We'll guide you through the closing process and congratulate you on achieving your dream of homeownership.

Get Started Today:

Don't let obstacles stand in the way of your homeownership dreams. Contact Lease-to-Own Solutions today to learn more about our flexible programs and find the path to homeownership that's right for you. Your dream home awaits!